City of Red Wing

Emergency Homeowners' Loan Program (EHLP)

Tuesday, June 28 2011 12:00 AM
 The Emergency Homeowners' Loan Program (EHLP) was created to provide emergency

mortgage assistance to homeowners who are temporarily and involuntarily unemployed or

underemployed due to the economy or a medical condition and are at risk of foreclosure. The

Dodd-Frank Wall Street Reform and Consumer Protection Act provided $1 billion to the U.S.

Department of Housing and Urban Development (HUD) to develop EHLP.


Participating EHLP counseling agencies can be found at or call toll

free 855-346-3345 for information about participating agencies in your area.


The first step is to get a copy of the Pre-Applicant Screening Worksheet. Worksheets are available

online at as well as from nonprofit housing counseling agencies

participating in the EHLP program. You can submit the completed worksheet to an EHLP

counseling agency in person, via fax or email. The deadline for worksheet submission is July 22,